Payroll & Benefits
NMPSIA's Open/Switch Enrollment Period for Plan Year 2027
NMPSIA PLAN YEAR 2027
Open/Switch Enrollment
October 1, 2026 – October 30, 2026
IMPORTANT: The deadline to make changes is October 30, 2026.
Changes will NOT be accepted after October 30, 2026.
Do I need to do anything?
If you are happy with your current coverage and do not want to make any changes, NO ACTION IS REQUIRED.
Your current NMPSIA coverage will automatically renew for the new plan year.
If you would like to enroll, add eligible dependents, change plans, or switch carriers, you must complete the enrollment process during the Open/Switch Enrollment period.
What Can I Do During Open/Switch Enrollment?
OPEN ENROLLMENT
Open Enrollment allows eligible employees to:
- Enroll themselves in a medical, dental, or vision plan if they are not currently enrolled.
- Enroll eligible dependents.
- Add coverage that was not previously elected, when eligible.
SWITCH ENROLLMENT
Switch Enrollment allows employees who are currently enrolled in an NMPSIA medical or dental plan to:
- Change insurance carriers.
- Change between the High and Low plan options, when available.
NEW FOR 2026 OPEN/SWITCH ENROLLMENT
Effective January 1, 2027
For this 2026 Open/Switch Enrollment period only, employees who are not currently enrolled in the following voluntary benefits may enroll without Evidence of Insurability (EOI):
Long-Term Disability (LTD)
- 30-day waiting period
Voluntary Life Insurance
- 1x base salary
- 2x base salary
- 3x base salary
This is a special enrollment opportunity. If you are interested in adding either of these benefits, please review the information provided during Open/Switch Enrollment.
ONLINE ENROLLMENT IS REQUIRED
As directed by NMPSIA, all Open/Switch Enrollment changes must be completed through the employee's online account.
Paper forms will NOT be accepted.
Employees must use the Employee Login through the NMPSIA Online System to make enrollment changes.
Important Links
NMPSIA Open/Switch Enrollment Information:
NMPSIA Open/Switch Enrollment
NMPSIA Online Employee Portal:
NMPSIA Online Portal
The NMPSIA website and online portal provide access to:
- Plan information
- Provider presentations
- Premium information
- Plan comparisons
- Enrollment instructions
- Other important benefit information
Before you begin:
Please review all of the information and attachments provided and make sure you can create an account or successfully log in to the NMPSIA Online System.
(The system will only be open for open/switch enrollment during this window. You can not add or make changes until October 1, 2026, through October 30, 2026)
Important Dates
| Date | What You Need to Know |
|---|---|
| October 1, 2026 | Open/Switch Enrollment begins |
| October 30, 2026 | Final day to make changes |
| January 1, 2027 | New coverage/elections become effective |
NMPSIA Open/Switch Enrollment
NMPSIA Premiums Effective October 1, 2026Change Card to Cancel Coverage
ANNOUNCEMENT
NMPSIA Open/Switch Enrollment Assistance
We are pleased to offer NMPSIA Open/Switch Enrollment Assistance to help employees complete the enrollment process electronically.
Assistance is available for employees who have questions or need help navigating the online enrollment system. Attendance is not required if you do not need assistance with your enrollment.
Please stop by during the designated times if you need help completing the online forms or submitting your enrollment elections. Laptops will be available, and your Payroll and Benefits staff will be on hand to assist you with the process and answer any questions you may have.
Important Reminder
As directed by NMPSIA, Employee Open/Switch Enrollment must be completed through the Employee Login on the NMPSIA online system.
Paper enrollment forms will NOT be accepted.
Enrollment Assistance Dates & Locations
Friday, October 2, 2026
Location: Student Nutrition Complex, Room 2, 5235 S. Highway 28, Anthony, NM 88021
Hours: 8:00 AM – 3:00 PM
Monday & Tuesday, October 5 & 6, 2026
Location: GAC Boardroom, 4950 McNutt Rd, Sunland Park, NM 88063
Hours: 8:30 AM – 4:00 PM
Wednesday, October 21, 2026
Location: CHS Library, 800 S County Line Dr, Chaparral, NM 88081
Hours: 9:00 AM – 4:00 PM
We encourage employees who need assistance to stop by during these times. Our Payroll and Benefits team will be available to help make the online enrollment process as smooth as possible.
CBA Voluntary Benefits Open Enrollment Plan Year 2027
ANNOUNCEMENT
Voluntary Benefits Open Enrollment for Plan Year 2027
IMPORTANT: This is a separate enrollment from NMPSIA Open/Switch Enrollment. These are voluntary benefits and are not part of your district medical, dental, vision, long-term disability or additional life.
It is Open Enrollment Time!
CBA is partnering with Colonial Life to offer voluntary benefits that can help with out-of-pocket expenses not covered by your medical or other insurance.
Voluntary Insurance Options Include:
- Accident Insurance
- Cancer Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Whole Life Insurance
- FSA (annual enrollment required)
Retirement Options Include:
- Pre-Tax 403(b)
- Roth 403(b)
- Roth 457(b)
Employees may meet with the CBA representatives to review current coverage, learn about the 2027 plans, or make changes to current benefits.
For questions or to enroll in a retirement option, please contact CBA at enroll@cba-inc.us.
For more information regarding plans offered:Colonial Life Link to Plan Benefits
Please contact your Payroll and Benefits Office if you have any questions or concerns.
For questions regarding Tax-Sheltered Annuities (TSAs), please contact Nila Moore or email CBA directly for assistance.
Payroll Forms and Timesheets
Payroll and Benefits Information
Employee Portal
This new portal will give you access to your Personal Information, Time off History, and Pay & Tax Information. You can view and download your check stubs and w-2's.
You can also view your direct deposit information, current w-4 tax status, current job title and salary/hourly rate.
To register you will need the information listed below.
GISD email address
Last four of SSN#
Birthdate
Zip Code
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GENERAL LEAVE
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| Days on Contract | 2 Days given upfront | Earned per School Year/Every 20 days worked | Total per School Year |
| 183 | 2.00 | 9.15 | 11.15 |
| 186 | 2.00 | 9.30 | 11.30 |
| 190 | 2.00 | 9.50 | 11.50 |
| 192 | 2.00 | 9.60 | 11.60 |
| 198 | 2.00 | 9.90 | 11.90 |
| 200 | 2.00 | 10.00 | 12.00 |
| 210 | 2.00 | 10.50 | 12.50 |
| 220 | 2.00 | 11.00 | 13.00 |
| 235/260 | 2.00 | 13.00 | 15.00 |
|
ANNUAL LEAVE
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|
|
<10 years w/district |
>10 years w/district |
Administrators |
| Earned Per Pay Period | 0.417 | 0.625 | 0.84 |
|
Earned per School Year |
10 |
15 |
20 |
|
Max payout Retirement/Resignation |
20 |
30 |
40 |
|
Cannot carry over more than (after June 30) Use balance before Dec 31 |
20 |
30 |
40 |
New Mexico Public Schools Insurance Authority (NMPSIA)
New Mexico Educational Retirement Board (NMERB)
**All retirement applications and final packets are handled by appointment only with your assigned specialist.**
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Create your own account and keep track of your contributions.
How does the NMERB Defined Benefit plan work?
- NMERB administers a Defined Benefit (DB) qualified plan under IRS code section 401(a)
- This is a LIFETIME benefit plan for you and a designated beneficiary (depending on your benefit option choice).
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Retirement Eligibility
When am I eligible to retire?
Your hire date or plan entry date is what determines your retirement eligibility and how your pension benefit is calculated. NMERB has four tiers for retirement eligibility based on your hire date.
The NMERB Defined Benefit Plan for Tiers 1, 2, and 3 consists of annual lifetime allowance equal to:
Final Average Salary (FAS) (x) years (X) 2.35% (=) Annual benefit
The NMERB Defined Benefit Plan for Tier 4 consists of annual lifetime allowance equal to:
Final Average Salary (FAS) (x) graduated multiplier (=) Annual benefit
A pension is calculated using a graduated multiplier. The pension factor changes every ten years up to year 30 and then remains at 2.4% thereafter.
Four tiered multipliers – calculation is dependent on years of service.
Tier 1 (hired prior to July 1, 2010)
- 25 and out 25 years at any age - Earned Allowed Service
- Rule of 75* Age Earned Service = 75 or more
- 65 and 5 Age 65 or older and 5 years or more Earned Service
Tier 2 (hired July 1, 2010 - June 30, 2013)
- 30 and out 30 years of Earned Service at any age
- Rule of 80* Age Earned Service = 80 or more
- 67 and 5 Age 67 or older and 5 years or more Earned Service
Tier 3 (hired July 1, 2013 - June 30, 2019)
- 30 and out 30 years of Earned Service
- Rule of 80* Age Earned Service = 80 or more
- 67 and 5 Age 67 or older and 5 years or more Earned Service
Tier 4 (hired on or after July 1, 2019)
- 30 and out 30 years of Earned Service
- Rule of 80* Age Earned Service = 80 or more
- 67 and 5 Age 67 or older and 5 years or more Earned Service
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Option A – Straight Life Benefit
- Highest monthly benefit amount
- Refund beneficiary – No lifetime benefit for beneficiary
- Only option that the beneficiary can be an estate, charity, or organization
Option B – 100% Survivor Benefit
- Reduced benefit - least monthly benefit amount
- Lifetime benefit for one beneficiary - 100% matching option (after your death)
- Age provisions for non-spouse
Option C – 50% Survivor Benefit
- Reduced benefit - less than A, more than B
- Lifetime benefit for one beneficiary - 50% matching option (after your death)
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